Kasasa Cash Back

Choose the free checking account that pays you back. Free Kasasa Cash Back™ pays you 2% cash back on your debit card purchases each month (up to $6)!*

The rewards don't stop there, though. You'll also get unlimited refunds on your ATM fees — not just in Illinois, but nationwide!* That's why Kasasa® is a powerful new way to bank. Do you Kasasa?®

Kasasa Cash Back
  • Free checking that pays you in cash!
  • Available to members age 14 and older^
  • 2% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $6 cash back per month
  • Refunds on ATM fees nationwide*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Share Kasasa and earn a $25 Amazon gift card* for each referral
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card^
  • Unlimited check writing
  • Order checks online
  • No minimum deposit to open

Earning Monthly Rewards Is Easy

Just do some banking basics that you're probably already doing. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Example qualification cycles:

  • June 2019 Qual Cycle = 5/31 – 6/27
  • Statement = 6/1-6/30
  • Rewards posted 6/28
  • July 2019 Qual Cycle = 6/28-7/30
  • Statement = 7/1-7/31
  • Rewards posted 7/31
  • August 2019 Qual Cycle = 7/31- 8/29
  • Statement = 8/1 – 8/31
  • Rewards posted 8/30
  • September 2019 Qual Cycle = 8/30- 9/27
  • Statement = 9/1-9/30
  • Rewards posted 9/30

See? Easy stuff! And even if you don't meet your qualifications during the month, your Kasasa Cash Back account is still free. And you can get right back to earning your rewards the following month!

^If the primary account holder is under the age of 18, a parent or legal guardian must jointly be on the account until the minor turns 18. To be eligible for this account, members must be 14 years of age or older. The member's FIS report determines which share draft account the individual qualifies for. For members under 18, a parent or legal guardian must be a joint owner.

*When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Limit one account per SSN. Unlimited nationwide ATM fee refunds per cycle, up to $4.99 per transaction. Cash back payments and ATM refunds will be credited on the first Business Day of each month.