Kasasa Cash

Free checking should pay you in ways that matter. That's why we offer free Kasasa Cash®, which pays you a high 2.00% APY* and unlimited refunds on your ATM fees!*

To earn your rewards, just do some easy banking basics that make life easier anyways. Connect Kasasa Cash to a free Kasasa Saver® to grow your savings with ease!

Kasasa Cash
  • Free checking that pays high dividends!
  • Available to members age 14 and older^
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees nationwide*
  • Can link to free Kasasa Saver account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card^
  • Unlimited check writing
  • Order checks online
  • No minimum deposit to open

Earning Monthly Rewards Is Easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Example qualification cycles:

  • June 2019 Qual Cycle = 5/31 – 6/27
  • Statement = 6/1-6/30
  • Rewards posted 6/28

  • July 2019 Qual Cycle = 6/28-7/30
  • Statement = 7/1-7/31
  • Rewards posted 7/31

  • August 2019 Qual Cycle = 7/31- 8/29
  • Statement = 8/1 – 8/31
  • Rewards posted 8/30

  • September 2019 Qual Cycle = 8/30- 9/27
  • Statement = 9/1-9/30
  • Rewards posted 9/30

That's seriously it! And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free. Plus, you'll earn our base dividend rate — and you can get right back to earning your rewards the following month!


View Rates

^If the primary account holder is under the age of 18, a parent or legal guardian must jointly be on the account until the minor turns 18. To be eligible for this account, members must be 14 years of age or older. The member's FIS report determines which share draft account the individual qualifies for. For members under 18, a parent or legal guardian must be a joint owner.

*APY=Annual Percentage Yield. APYs accurate as of 9/15/2014. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the first Business Day of each month; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 2.00% - 0.41% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. Unlimited nationwide ATM fee refunds per cycle, up to $4.99 per transaction. Dividends will be credited to the account on the first Business Day of each month.