Kasasa Saver

To complement your free Kasasa Cash® checking, we also offer a free savings account that pays you high rates — Kasasa Saver® earns 0.50% APY* monthly!

Simply meet your easy qualifications in your Kasasa Cash checking account. The rewards you earn in Kasasa Cash will then automatically transfer into Kasasa Saver, helping you to save with no extra effort!

Kasasa Saver
Summary
  • Free savings account that pays!
  • Linked to free Kasasa Cash® checking account
  • Automatic transfers of Kasasa Cash rewards
  • 0.50% APY* on balances up to $10,000
  • 0.50 to 0.27% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • No minimum deposit to open

Earning Monthly Rewards Is Easy

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

That's it! Even if you don't meet your qualifications during the month, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver — and you can get right back to earning your rewards the following month!

*APY=Annual Percentage Yield. APYs accurate as of 9/15/2014. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the first Business Day of each month; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 2.00% - 0.41% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 0.50% - 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Dividends will be credited to the account on the first Business Day of each month. To be eligible for this account, members must be 16 years of age or older with a minimum credit score of 560 OR no established credit. For members under 18, a parent or legal guardian must be a joint owner.