Share Certificates

Instead of just socking away money in an ordinary savings account, a share certificate provides a more defined framework for your goals. Easily plan ahead of time with fixed rates — higher than regular savings, simply established in preset increments. This provides more solid footing than other, riskier investments.

There are no maintenance or setup fees, and you can rest assured that your goals are being met. Save smart. Save aggressively. Save with intention. Open a GCS share certificate today!


View Rates

Share Certificates
  • Fixed dividends, higher than regular savings
  • Receive higher dividends by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • Choose from a wide range of terms: from 6 months to 5 years
  • Renews automatically upon maturity after 10-day grace period
  • No maintenance or setup fees
  • Early withdrawals will be subject to penalty*
  • $1,000 minimum deposit to open

*Early withdrawals may result in penalties that vary depending on the CD's terms

Youth Share Certificates

Discover the perfect opportunity to teach your son or daughter the joy of planning and saving for the future. They'll eagerly watch their investment grow, as you'll enjoy watching them grow up.

  • The Grow With Me share certificate is a special offer for members 18 and under
  • Choose from 6, 9, or 12-month terms
  • Earns the same rate of dividends as regular CDs
  • Auto-renewal or single maturity
  • $250 minimum deposit