GCS Promotions

Take advantage of these special offers at GCS Credit Union

 

RATE DISCOUNT

Enjoy a .50% annual percentage rate discount* on new auto, RV, motorsport, and boat loans with no payment for 60 days.** 

  • Local, Metro East decision making and processing
  • Helpful, member-first service throughout the entire process
  • Quick and easy application
  • Click HERE to apply online

*0.50% Rate discount on auto loans, RV, motorsports, and boats only. No minimum loan amount to qualify for promotion. Discount is applied to the rate you qualify for. Valid on dealer financing. Not valid on current GCS auto, RV, motorsport, or boat loans. Not valid on credit cards, personal loans, or real estate. Additional 0.25% discount for LTV(if total amount financed, including taxes, title fee & license fee is less than 80% of the MSRP or MADA retail value on AUTO & MOTORSPORTS ONLY.). Annual percentage floor rate is 1.99% for up to 48 months, 2.09% from 49-69 months, 2.44% over 69 months for this promotion with all possible discounts. Can not go below annual percentage floor rate according to term listed above. No further discounts apply. GCS membership and lending guidelines apply. Promotion runs May 1 - May 31, 2022. **First payment will be due 60 days after the closing of your loan.

REFINANCE SPECIAL

Here's the scoop! Bring your loan to GCS & receive rates as low as 1.99% APR* on auto, RV, motorsport, and boat loans. No payment for 60 days** + .50% CASH BACK up to $250!^

  • Local, Metro East decision making and processing
  • Helpful, member-first service throughout the entire process
  • Quick and easy application
  • Click HERE to apply online

*APR = annual percentage rate. Minimum $3,500 loan amount to qualify for promotion. Discount is applied to the rate you qualify for. Not valid on dealer financing. Not valid on current GCS auto, RV, motorsport, or boat loans. Not valid on credit cards, personal loans, or real estate.
Annual percentage floor rate is 1.99% for up to 48 months, 2.09% from 49-69 months, 2.69% over 69 months for this promotion and no further discounts apply. Floor rates may change at any time. Valid on Auto, RV, Motorsport & boat loans. GCS membership and lending guidelines apply. Promotion runs May 1 - May 31, 2022.
**First payment will be due 60 days after the closing of your loan.
^ 0.50% cash back on loan amount up to $250. Cash back will be a deposit into the qualified savings account associated with the loan after loan closing.

FREEDOM LINE LOAN

Freedom to access your cash when you need it! Receive a 2% annual percentage rate discount* on your Freedom Line Loan plus an additional .25% annual percentage rate discount with our Loan Loyalty Program.**

  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Easy and convenient access to funds
  • Receive an additional .25% discount when you have a current GCS loan or credit card
  • Quick and simple application
  • Click HERE to apply online

*APR = Annual Percentage Rate. Rates vary based on credit score. Discount is applied to the rate you qualify for.
Offer valid on new loans only. Not valid on current GCS loans. GCS membership and lending guidelines apply. Promotion runs May 1-31, 2022. Rates subject to change at any time.
**Receive an additional 0.25% APR Loan Loyalty discount off the rate you qualify for when you have a current
GCS loan or credit card. No further discounts apply.

HOME EQUITY SPECIAL

Make your patio a paradise with a Home Equity Line! Rates as low as 2.29% APR* for 12 months and no closing costs* plus $75 cash at closing.** All closed Home Equity Loans during the promotion period will be entered to win $750!

  • Local, Metro East decision making and processing
  • Helpful, member-first service throughout the entire process
  • Quick and easy application
  • Click HERE to apply online

*APR = Annual Percentage Rate. No closing costs except appraisal if needed. Estimated appraisal cost is $400. Your rate and credit limit will be determined based on individual creditworthiness. Verification of income may be required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. The APR includes interest only and no other costs and is based on the value of an index (the Prime Rate published in the Wall Street Journal) and could change at any time. The maximum APR is 18%. Offer limited to first and second mortgage liens on a one to four family residential property. Borrow up to 90% of appraised value for Home Equity Line of Credit. 2.29% introductory APR available for 12 months after the loan is funded. At the beginning of the thirteenth month, your regular rate will go into effect. Minimum monthly payment may change as a result of rate changes. Offer subject to change at any time.
**Cash back will be deposited into the qualified savings account associated with the loan after loan closing.

 

 

Call today at 618.797.7993 to get in on these great offers. And don't forget to follow us on Facebook to stay up-to-date on GCS news and contests!