GCS Promotions

Take advantage of these special offers at GCS Credit Union

 

BACK TO SCHOOL OFFER

Back to school shopping made easy with a Rewards Mastercard.

  • 3.99% Intro APR* for 12 months on purchases made within the first 60 days after card opening, then 7.9%APR to 18.9%APR.*
  • 6.99% Intro APR** for 12 months on your balance transfer, then 7.9%APR to 18.9%APR.**
  • Click HERE to apply online

*APR = Annual Percentage Rate. Rate varies based on credit worthiness. 3.99% APR is valid for 12 months on purchases made 60 days from card opening. At the beginning of the thirteenth month, your regular rate will go into effect. The minimum
APR is 7.9% and the maximum APR is 18.9%. Balance must be transferred from a non-GCS credit card.
**6.99%APR is valid for transferred balance only. Rate varies based on credit worthiness. At the beginning of the thirteenth month, your regular rate will go into effect.The minimum APR is 7.9% and the maximum APR is 18.9%. GCS membership restrictions and lending guidelines may apply. Offer valid August 1 - August 31, 2022.

RATE DISCOUNT

Enjoy a .50% annual percentage rate discount* on new auto, RV, motorsport, and boat loans with no payment for 60 days.** 

  • Local, Metro East decision making and processing
  • Helpful, member-first service throughout the entire process
  • Quick and easy application
  • Click HERE to apply online

*APR = Annual Percentage Rate. 0.50% Rate discount on auto loans, RV, motorsports, and boats only. No minimum loan amount to qualify for promotion. Discount is applied to the rate you qualify for.
Valid on dealer financing. Not valid on current GCS auto, RV, motorsport, or boat loans. Not valid
on credit cards, personal loans, or real estate. Annual percentage floor rate is 2.69% for up to 42 months, 2.79% from 43-69 months, 3.04% over 69 months for this promotion with all possible discounts.
Floor rates may change at any time. Cannot go below annual percentage floor rate according
to term listed above. Additional 0.25% APR discount on the auto loan with the Loan Loyalty Program
if you have a current GCS loan or active Rewards Mastercard. No further discounts apply.
GCS membership and lending guidelines apply. Promotion runs August 1 -  August 31, 2022.
**First payment will be due 60 days after the closing of your loan.

REFINANCE SPECIAL

Get S'more This Summer! Bring your loan to GCS & receive a .50%APR discount* on auto, RV, motorsport, and boat loans. No payment for 60 days** + .50% CASH BACK up to $250!^

  • Local, Metro East decision making and processing
  • Helpful, member-first service throughout the entire process
  • Quick and easy application
  • Click HERE to apply online

*APR = annual percentage rate. 0.50% rate discount on auto, boat, RV & motorsport loans. 
Minimum $3,500 loan amount to qualify for promotion. Discount is applied to the rate
you qualify for. Not valid on dealer financing. Not valid on current GCS auto, RV,  motorsport, or boat loans.
Not valid on credit cards, personal loans, or real estate. Annual percentage floor rate is 2.69% for up to 42 months, 2.79% from 43-69 months, 3.04% over 69 months for this promotion. Additional 0.25% APR discount on the auto loan with the Loan Loyalty Program if you have a current GCS loan or active Rewards Mastercard. No further discounts apply. Floor rates may change at any time. Valid on Auto, RV, Motorsport & boat loans. GCS membership and lending guidelines apply. Promotion runs August 1 - August 31,  2022. **First payment will be due 60 days after the closing of your loan. ^ 0.50% cash back on loan amount up to $250. Cash back will be a deposit into the qualified savings account associated with the loan after loan closing.

LOAN LOYALTY PROGRAM

Enjoy a .25% annual percentage rate discount* on personal, auto, RV, boat, camper, & motorsport loans when you have a current GCS loan or credit card.

  • Click HERE to apply online

*Receive an additional 0.25% Annual percentage rate discount off the rate you qualify for  when you have a current GCS loan or credit card. Valid on auto, RV, boat, motorsport, campers, and personal loans. Not valid on credit cards, real estate, or current GCS loans. No further discounts apply.

HOME EQUITY SPECIAL

Make your patio a paradise with a Home Equity Line! Rates as low as 2.29% APR* for 12 months and no closing costs* plus $75 cash at closing.** All closed Home Equity Loans during the promotion period will be entered to win $750!

  • Local, Metro East decision making and processing
  • Helpful, member-first service throughout the entire process
  • Quick and easy application
  • Click HERE to apply online

*APR = Annual Percentage Rate. No closing costs except appraisal if needed. Estimated appraisal cost is $400. Your rate and credit limit will be determined based on individual creditworthiness. Verification of income may be required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. The APR includes interest only and no other costs and is based on the value of an index (the Prime Rate published in the Wall Street Journal) and could change at any time. The maximum APR is 18%. Offer limited to first and second mortgage liens on a one to four family residential property. Borrow up to 90% of appraised value for Home Equity Line of Credit. 2.29% introductory APR available for 12 months after the loan is funded. At the beginning of the thirteenth month, your regular rate will go into effect. Minimum monthly payment may change as a result of rate changes. Offer subject to change at any time.
**Cash back will be deposited into the qualified savings account associated with the loan after loan closing.

Call today at 618.797.7993 to get in on these great offers. And don't forget to follow us on Facebook to stay up-to-date on GCS news and contests!