GCS Promotions

Take advantage of these special offers at GCS Credit Union


Refinance Special

Receive a 0.50% annual percentage rate discount* on all auto, boat, RV, and motorsport loans. We'll pay your title fees + give you $100 cash.**

  • Competitively low rates
  • Local, Metro East decision-making and processing
  • Helpful, member-first service throughout the entire process
  • Click HERE to apply online

*APR=Annual Percentage Rate. 0.50% Rate discount on auto loans,RV, motorsports, and boats. No minimum loan amount to qualify
for promotion. Discount is applied to the rate you qualify for. Not valid on current GCS loans, personal loans, real estate or
dealership financing. Floor rate is 1.99% for this promotion and no further discounts apply. GCS membership and lending guidelines apply.
Promotion runs October 1 - November 30, 2021.
**GCS will cover all fees for title work. $100 deposit into savings on loans $20,000 or greater. Restrictions apply.


Harvest the Savings

Home Equity Loans as low as 1.99%APR* for 12 months + no closing costs.* All closed Home Equity Loans during the promotion period will be entered to win a year's worth of lawn mowing!**

  • Fixed intro rate
  • No closing costs
  • 10 year draw period
  • Rolls to a fixed rate product after draw period expires
  • Use for remodeling projects, college tuition, family vacations, and much more
  • Click HERE to apply online

* No closing costs except appraisal if needed. Estimated appraisal cost is $400. Your rate and credit limit will be determined based on individual creditworthiness. Verification of income may be required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. The APR includes interest only and no other costs and is based on the value of an index (the Prime Rate published in the Wall Street Journal) and could change at any time. The maximum APR is 18%. Offer limited to first and second mortgage liens on a one to four family residential property. Borrow up to 90% of appraised value for Home Equity Line of Credit. 1.99% introductory APR available for 12 months after the loan is funded. At the beginning of the thirteenth month, your regular rate will go into effect. Minimum monthly payment may change as a result of rate changes. Offer subject to change at any time. GCS Credit Union NMLS #486829 **Lawn mowning up to $100 per month, for a total of $750. No purchase necessary. Void where prohibited. 



Call today at 618.797.7993 to get in on these great offers. And don't forget to follow us on Facebook to stay up-to-date on GCS news and contests!