Credit Cards

Signing up for a Visa® credit card with GCS Credit Union has an effect on more than your wallet — it makes shopping fun again! Shop locally, globally, or online, and rack up ScoreCards reward points every time.

Whether it's a new pair of designer jeans, college textbooks, or that new car seat for another package on its way, you can charge it for low interest and no annual fee. Our helpful online resources will walk you through the process.

Visa Checkout

Visa Checkout Mobile

Credit Cards
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Summary
  • Easily make purchases online or in-store virtually anywhere around the globe
  • Low interest rate
  • 25-day grace period on purchases
  • No annual fee
  • Valuable ScoreCard Reward Program
  • Earn even more points through the GCS Visa Rewards program
  • Earn 1 point for every dollar spent using your GCS Rewards card
  • Points redeemable for merchandise, travel, and other GCS offers
  • Easily track and manage your rewards online
  • Auto rental collision/loss damage waiver insurance (certain restrictions apply)
  • Personal Identification Number (PIN) to use at ATMs
  • Emergency card replacement
  • Travel accident insurance
  • Manage your account online with EZ Card Info
  • Verified by Visa password protection, for added security
  • Fraud prevention tips from Visa
  • Let GCS know when you're traveling with your card, for additional security
  • Easily replaced if lost or stolen
  • Download the mobile app, SecurLOCK, to manage and monitor your card
  • More tools for tracking your account with GCS purchase alerts powered by Visa.
Notify us of your International Travel Plans

Traveling soon?

Protect yourself ahead of time! If you have international travel plans that include the use of your GCS Visa® check card or credit card, please:

  • Fill out our Travel Notification Form
  • Or call GCS at (618) 797-7993
  • Or stop by a GCS branch
  • To provide us with your specific travel dates and destinations

If you have a lost or stolen credit or check card, please contact the following numbers to receive assistance, 24 hours a day, 7 days a week:

For a lost DEBIT Card: 800-523-4175

For a lost CREDIT Card: 800-325-3678