Home Mortgage Loans

Whether you're upsizing, downsizing, or buying your very first home, it can be a very stressful process. You should have a dedicated, knowledgeable partner throughout.

GCS Credit Union will help you secure a competitive rate, customize your financing, and offer the educational resources and personal service to put you at ease. Our lenders live and work in your community, and understand your needs.

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Visit our convenient online Mortgage Center for more information on rates, mortgage terms, and other helpful resources.


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Home Mortgage Loans
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique needs
  • Up to 95% financing available for qualified buyers
  • Select from a variety of financing programs:
  • Fixed rate mortgages
  • Adjustable rate mortgages
  • Help obtaining first-time homebuyer grants
  • Construction Loans
  • Helpful loan advisors with working knowledge of the real estate market
  • Free pre-approval for extra confidence in secured financing
  • Refinance your current home to potentially lower your rate
  • Quick and easy online application process; apply online in as little as 20 minutes
  • Local, Metro East decision-making and processing
  • Helpful, member-first service throughout the entire process