Establish a line of credit that gives you repeated access to funds

Pay for everything from vehicle repairs to a vacation with rates and terms that make borrowing beneficial.

Benefits You’ll Love

  • Local, Metro East decision-making and processing for faster service
  • Competitive rates to handle various types of personal expenses
  • Take advantage of customizable terms to match your budget
  • Get unique repayment terms based on your specific loan
Reward Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Individual Retirement Account (IRA)

Balance Required to Earn Dividends Rate APY
$0 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.70% 0.70%
$50,000 - $99,999.99 0.80% 0.80%
$100,000+ 3.50% 3.50%

Money Market Account

Balance Required to Earn Dividends Rate APY
$2,500 - $24,999.99 2.05% 2.05%
$25,000 - $49,999.99 2.05% 2.05%
$50,000 - $74,999.99 2.05% 2.05%
$75,000 - $99,999.99 2.05% 2.05%
$100,000 or more 2.10% 2.10%
$150,000.00 or more* 3.25% 3.25%

*Elite Money Market Account

Share Accounts

Account Balance Required to Earn Dividends Rate APY
Member Savings $0 - $9,999.99 0.05% 0.05%
Member Savings $10,000 - $24,999.99 0.05% 0.05%
Member Savings $25,000+ 0.10% 0.10%
Prime Time Club Bonus on all balances** 0.15% 0.15%
Simply MORE! Checking* $0 - $10,000 1.25% 1.25%
Simply MORE! Checking* $10,000.01 or more 0.25% 0.25%
Christmas Club All balances 0.05% 0.05%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

*Calculated on average daily balance.

**Bonus rate applies only to member's main share savings account.

Share Certificates

Type Term Minimum Balance Required Rate APY
Share Certificate 6 Month $1,000 1.74% 1.75%
Share Certificate 9 Month $1,000 1.74% 1.75%
Share Certificate 12 Month $1,000 2.58% 2.60%
Share Certificate 15 Month $1,000 2.58% 2.60%
Share Certificate 18 Month $1,000 2.62% 2.65%
Share Certificate 21 Month $1,000 2.62% 2.65%
Share Certificate 24 Month $1,000 2.72% 2.75%
Share Certificate 27 Month $1,000 2.72% 2.75%
Share Certificate 30 Month $1,000 2.77% 2.80%
Share Certificate 33 Month $1,000 2.77% 2.80%
Share Certificate 36 Month $1,000 2.77% 2.80%
Share Certificate 48 Month $1,000 2.87% 2.90%
Share Certificate 60 Month $1,000 3.02% 3.05%

 

YOUTH Share Certificates Term Minimum Balance Required Rate APY
Youth Share Certificate 6 Month $250 1.74% 1.75%
Youth Share Certificate 9 Month $250 1.74% 1.75%
Youth Share Certificate 12 Month $250 2.58% 2.60%

 

IRA Share Certificates Term Minimum Balance Required Rate  APY
IRA Share Certificate 24 Month $1,000 2.72% 2.75%
IRA Share Certificate 36 Month $1,000 2.77% 2.80%
IRA Share Certificate 48 Month $1,000 2.87% 2.90%
IRA Share Certificate 60 Month $1,000 3.02% 3.05%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.

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