Personal Loans & Lines of Credit

Whether you're a planning machine, or leaping to catch life's latest curve ball, everyone needs help at some point. Choose from a variety of loans that enable you to reach your goals without compromising your savings.

We offer great rates on both personal loans and lines of credit. Once established, a line of credit can be drawn from repeatedly. It's permanently open, and more funds become available for use as you pay it down. A personal loan is a one-time lump sum with fixed repayment terms.

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Personal Loans & Lines of Credit
Summary

Personal Loans

  • Competitive rates for a wide variety of personal needs:
  • Vehicle repairs or updates
  • Family vacation
  • Education expenses
  • Personal projects
  • And much more!
  • A wide range of terms customized to your unique needs
  • Repayment is based on the loan amount, rate, and term
  • Local, Metro East decision-making and processing
  • Helpful, member-first service throughout the entire process

Personal Lines of Credit

  • Competitive variable rates for several ongoing needs
  • Limits range from $500 to $15,000
  • Not available for business loans
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Payments are fixed and do not change upon next advance — If members request additional money, payments will increase
  • Easy and convenient access to funds: visit any GCS branch, utilize an online transfer, use our automated telephone banking system, or request a transfer by calling the telephone center
  • Local, Metro East decision-making and processing
  • Helpful, member-first service throughout the entire process