Fraud & ID Theft Prevention
Identity theft could affect you or someone you know at anytime. The government predicts that millions of people will be affected in the coming years. The following are some steps you can take now to stop thieves from stealing your good name.
- Don't give out personal information, such as account or credit card numbers, on the phone or over the Internet unless you have initiated the contact
- Report lost or stolen checks and cards immediately, and properly store canceled checks
- Destroy unused financial solicitations before discarding them, tear-up other financial documents such as statements or receipts before discarding them
- Guard your ATM PIN number, and treat your receipts with care
- Make sure your mailbox is secure; remove delivered mail ASAP
- Contact the major credit reporting companies annually to review your file
Avoid it from the Start
We take a number of measures to help our members avoid fraud and identity theft.
Even if our employees know you, we may require them to ask for your ID.
The law requires this. Sometimes we require it for your own protection.
For example, when you conduct a large cash transaction, purchase an official bank check, or send a wire transfer, federal law often requires that we ask you for identification and record your driver's license or other similar number.
Even when the law doesn't require it, we may ask for proof of identification to protect you against loss or fraud. If someone steals a check made payable to you, or your credit card or checks, you may not realize it's happened in time to stop the thief from taking advantage.
One way we can protect against the possibility of someone else cashing your checks or using your credit card is to ask for identification.
So, the next time you stop by, if we request your ID, you'll know we're just taking every precaution to keep you and your family safe!
Visit the Federal Trade Commission for more in-depth info.