Christmas Loans

One of life's greatest joys is giving to your family and friends, and making a warm, welcoming home for their Christmas visit. Upgrade your decor and strengthen your giving capacity with GCS.

Rather than dipping into your savings at the last minute, take advantage of a Christmas Loan today. GCS offers competitive financing for one-time loans like Christmas presents. Give yourself a gift — peace of mind!


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Christmas & Vacation Loans

Christmas Loans

  • Competitive rates for short-term vacation or holiday-related needs
  • More reliable and affordable than payday loans
  • Local, Metro East decision-making and processing
  • Helpful, member-first service throughout the entire process
  • Available from October 1 through January 31
  • 3.0% loan rate discount*
  • Loans up to $3,500*
  • Repayment terms up to 15 months


*3% annual percentage rate discount. Rates may vary depending on each individual's credit history and underwriting factors. Not valid on current GCS loans. Floor rate for this promotion is 5.65% and no further discounts apply. GCS membership and lending guidelines apply. Promotion runs October 1, 2021 - January 31, 2022. Restrictions may apply.