Make last minute Christmas shopping headaches a thing of the past

With a Christmas Loan you can start the shopping early or wait until it’s almost time for St. Nick and enjoy the same competitive rate.

Benefits You’ll Love

  • Receive a short-term loan up to $3,500
  • Maintain your savings while getting all of your Christmas shopping done
  • Get competitive rates for the cash to cover everything from gifts to trips
  • Take advantage of fast local decision-making and processing

*3% annual percentage rate discount. Rates may vary depending on each individual's credit history and underwriting factors. Not valid on current REVITY CU loans. Floor rate for this promotion is 5.65% and no further discounts apply. REVITY CU membership and lending guidelines apply. Promotion runs October 1, 2023 - January 31, 2024. Restrictions may apply.

Reward Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Individual Retirement Account (IRA)

Balance Required to Earn Dividends Rate APY
$0 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.70% 0.70%
$50,000 - $99,999.99 0.80% 0.80%
$100,000+ 3.50% 3.50%

Money Market Account

Balance Required to Earn Dividends Rate APY
$2,500 - $24,999.99 2.05% 2.05%
$25,000 - $49,999.99 2.05% 2.05%
$50,000 - $74,999.99 2.05% 2.05%
$75,000 - $99,999.99 2.05% 2.05%
$100,000 or more 2.10% 2.10%
$150,000.00 or more* 3.25% 3.25%

*Elite Money Market Account

Share Accounts

Account Balance Required to Earn Dividends Rate APY
Member Savings $0 - $9,999.99 0.05% 0.05%
Member Savings $10,000 - $24,999.99 0.05% 0.05%
Member Savings $25,000+ 0.10% 0.10%
Prime Time Club Bonus on all balances** 0.15% 0.15%
Simply MORE! Checking* $0 - $10,000 1.25% 1.25%
Simply MORE! Checking* $10,000.01 or more 0.25% 0.25%
Christmas Club All balances 0.05% 0.05%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

*Calculated on average daily balance.

**Bonus rate applies only to member's main share savings account.

Share Certificates

Type Term Minimum Balance Required Rate APY
Share Certificate 6 Month $1,000 1.74% 1.75%
Share Certificate 9 Month $1,000 1.74% 1.75%
Share Certificate 12 Month $1,000 2.58% 2.60%
Share Certificate 15 Month $1,000 2.58% 2.60%
Share Certificate 18 Month $1,000 2.62% 2.65%
Share Certificate 21 Month $1,000 2.62% 2.65%
Share Certificate 24 Month $1,000 2.72% 2.75%
Share Certificate 27 Month $1,000 2.72% 2.75%
Share Certificate 30 Month $1,000 2.77% 2.80%
Share Certificate 33 Month $1,000 2.77% 2.80%
Share Certificate 36 Month $1,000 2.77% 2.80%
Share Certificate 48 Month $1,000 2.87% 2.90%
Share Certificate 60 Month $1,000 3.02% 3.05%

 

YOUTH Share Certificates Term Minimum Balance Required Rate APY
Youth Share Certificate 6 Month $250 1.74% 1.75%
Youth Share Certificate 9 Month $250 1.74% 1.75%
Youth Share Certificate 12 Month $250 2.58% 2.60%

 

IRA Share Certificates Term Minimum Balance Required Rate  APY
IRA Share Certificate 24 Month $1,000 2.72% 2.75%
IRA Share Certificate 36 Month $1,000 2.77% 2.80%
IRA Share Certificate 48 Month $1,000 2.87% 2.90%
IRA Share Certificate 60 Month $1,000 3.02% 3.05%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.

Current Promotions