Rates

Rates effective as of 04/02/2018. APY = Annual Percentage Yield. Fees may reduce earnings.

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Share Accounts

AccountBalance Required to Earn DividendsRateAPY
Member Savings$0 - $9,999.990.10%0.10%
$10,000 - $24,999.990.15%0.15%
$25,000+0.20%0.20%
Money Market Account$2,500 - $24,999.990.25%0.25%
$25,000 - $49,999.990.35%0.35%
$50,000 - $74,999.990.50%0.50%
$75,000 - $99,999.990.60%0.60%
$100,000 or more0.80%0.80%
Elite Money Market$150,000.00 or more1.25%1.25%
Christmas ClubAll balances0.10%0.10%
Individual Retirement Account (IRA)$0 - $24,999.990.45%0.45%
$25,000 - $49,999.990.55%0.55%
$50,000 - $99,999.990.65%0.65%
$100,000+1.10%1.10%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

Share Certificates

TypeTermMinimum Balance RequiredRateAPY
Share Certificate6 Month$1,0000.75%0.75%
9 Month0.75%0.75%
12 Month1.25%1.26%
15 Month1.25%1.26%
18 Month1.30%1.31%
21 Month1.30%1.31%
24 Month1.35%1.36%
27 Month1.35%1.36%
30 Month1.40%1.41%
33 Month1.45%1.46%
36 Month1.50%1.51%
48 Month1.75%1.76%
60 Month2.10%2.12%
Youth Share Certificate6 Month$2500.75%0.75%
9 Month0.75%0.75%
12 Month1.25%1.26%
IRA Share Certificate24 Month$1,0001.35%1.36%
36 Month1.50%1.51%
48 Month1.75%1.76%
60 Month2.10%2.12%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.