Rates

Rates effective as of 01/01/2019. APY = Annual Percentage Yield. Fees may reduce earnings.

VIEW CURRENT LOAN RATES

VIEW MORTGAGE RATES

Share Accounts

Account Balance Required to Earn Dividends Rate APY
Member Savings $0 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.15% 0.15%
$25,000+ 0.20% 0.20%
Money Market Account $2,500 - $24,999.99 0.50% 0.50%
$25,000 - $49,999.99 0.60% 0.60%
$50,000 - $74,999.99 0.70% 0.70%
$75,000 - $99,999.99 0.80% 0.80%
$100,000 or more 1.15% 1.15%
Elite Money Market $150,000.00 or more 1.75% 1.75%
Christmas Club All balances 0.10% 0.10%
Individual Retirement Account (IRA) $0 - $24,999.99 0.45% 0.45%
$25,000 - $49,999.99 0.55% 0.55%
$50,000 - $99,999.99 0.65% 0.65%
$100,000+ 1.10% 1.10%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

Share Certificates

Type Term Minimum Balance Required Rate APY
Share Certificate 6 Month $1,000 0.90% 0.90%
9 Month 0.90% 0.90%
12 Month 1.25% 1.26%
15 Month 1.25% 1.26%
18 Month 1.35% 1.36%
21 Month 1.45% 1.46%
24 Month 1.60% 1.61%
27 Month 1.60% 1.61%
30 Month 1.65% 1.66%
33 Month 1.76% 1.77%
36 Month 1.86% 1.87%
48 Month 1.96% 1.97%
60 Month 2.21% 2.23%
Youth Share Certificate 6 Month $250 0.90% 0.90%
9 Month 0.90% 0.90%
12 Month 1.25% 1.26%
IRA Share Certificate 24 Month $1,000 1.60% 1.61%
36 Month 1.86% 1.87%
48 Month 1.96% 1.97%
60 Month 2.21% 2.23%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.