Rates

Rates effective as of 04/02/2018. APY = Annual Percentage Yield. Fees may reduce earnings.

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Share Accounts

AccountBalance Required to Earn DividendsRateAPY
Member Savings$0 - $9,999.990.10%0.10%
$10,000 - $24,999.990.15%0.15%
$25,000+0.20%0.20%
Money Market Account$2,500 - $24,999.990.50%0.50%
$25,000 - $49,999.990.60%0.60%
$50,000 - $74,999.990.70%0.70%
$75,000 - $99,999.990.80%0.80%
$100,000 or more1.15%1.15%
Elite Money Market$150,000.00 or more1.75%1.75%
Christmas ClubAll balances0.10%0.10%
Individual Retirement Account (IRA)$0 - $24,999.990.45%0.45%
$25,000 - $49,999.990.55%0.55%
$50,000 - $99,999.990.65%0.65%
$100,000+1.10%1.10%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

Share Certificates

TypeTermMinimum Balance RequiredRateAPY
Share Certificate6 Month$1,0001.00%1.00%
9 Month1.00%1.00%
12 Month1.50%1.51%
15 Month1.50%1.51%
18 Month1.60%1.61%
21 Month1.70%1.71%
24 Month1.90%1.91%
27 Month1.90%1.91%
30 Month1.95%1.96%
33 Month2.00%2.02%
36 Month2.25%2.27%
48 Month2.40%2.42%
60 Month2.75%2.78%
Youth Share Certificate6 Month$2501.00%1.00%
9 Month1.00%1.00%
12 Month1.50%1.51%
IRA Share Certificate24 Month$1,0001.90%1.91%
36 Month2.25%2.27%
48 Month2.40%2.42%
60 Month2.75%2.78%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.